The terms “We” / “Us” / “Our”/”Equity Masters” individually and collectively refer to http://equitymasters.in and the terms “You” /”Your” / “Yourself” refer to the users.
This Privacy Policy is an electronic record in the form of an electronic contract formed under the information Technology Act, 2000 and the rules made thereunder and the amended provisions pertaining to electronic documents / records in various statutes as amended by the information Technology Act, 2000. This Privacy Policy does not require any physical, electronic or digital signature.
This Privacy Policy is a legally binding document between you and http://equitymasters.in (both terms defined below). The terms of this Privacy Policy will be effective upon your acceptance of the same (directly or indirectly in electronic form, by clicking on the I accept tab or by use of the website or by other means) and will govern the relationship between you and http://equitymasters.in for your use of the website “http://equitymasters.in” (defined below).
This document is published and shall be construed in accordance with the provisions of the Information Technology (reasonable security practices and procedures and sensitive personal data of information) rules, 2011 under Information Technology Act, 2000; that require publishing of the Privacy Policy for collection, use, storage and transfer of sensitive personal data or information.
Please read this Privacy Policy carefully by using the Website, you indicate that you understand, agree and consent to this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not use this Website.
By providing us your Information or by making use of the facilities provided by the Website, You hereby consent to the collection, storage, processing and transfer of any or all of Your Personal Information and Non-Personal Information by us as specified under this Privacy Policy. You further agree that such collection, use, storage and transfer of Your Information shall not cause any loss or wrongful gain to you or any other person.
USER INFORMATION
To avail certain services on our Websites, users are required to provide certain information for the registration process namely: – a) your name, b) email address, c) sex, d) age, e) PIN code, f) credit card or debit card details g) medical records and history h) sexual orientation, i) biometric information, j) password etc., and / or your occupation, interests, and the like. The Information as supplied by the users enables us to improve our sites and provide you the most user-friendly experience.
All required information is service dependent and we may use the above said user information to, maintain, protect, and improve its services (including advertising services) and for developing new services
Such information will not be considered as sensitive if it is freely available and accessible in the public domain or is furnished under the Right to Information Act, 2005 or any other law for the time being in force.
COOKIES
To improve the responsiveness of the sites for our users, we may use “cookies”, or similar electronic tools to collect information to assign each visitor a unique, random number as a User Identification (User ID) to understand the user’s individual interests using the Identified Computer. Unless you voluntarily identify yourself (through registration, for example), we will have no way of knowing who you are, even if we assign a cookie to your computer. The only personal information a cookie can contain is information you supply (an example of this is when you ask for our Personalised Horoscope). A cookie cannot read data off your hard drive. Our advertisers may also assign their own cookies to your browser (if you click on their ads), a process that we do not control.
Our web servers automatically collect limited information about your computer’s connection to the Internet, including your IP address, when you visit our site. (Your IP address is a number that lets computers attached to the Internet know where to send you data — such as the web pages you view.) Your IP address does not identify you personally. We use this information to deliver our web pages to you upon request, to tailor our site to the interests of our users, to measure traffic within our site and let advertisers know the geographic locations from where our visitors come.
LINKS TO THE OTHER SITES
Our policy discloses the privacy practices for our own website only. Our site provides links to other websites also that are beyond our control. We shall in no way be responsible in way for your use of such sites.
INFORMATION SHARING
We share the sensitive personal information to any third party without obtaining the prior consent of the user in the following limited circumstances:
(a) When it is requested or required by law or by any court or governmental agency or authority to disclose, for the purpose of verification of identity, or for the prevention, detection, investigation including cyber incidents, or for prosecution and punishment of offences. These disclosures are made in good faith and belief that such disclosure is reasonably necessary for enforcing these Terms; for complying with the applicable laws and regulations.
(b) We proposes to share such information within its group companies and officers and employees of such group companies for the purpose of processing personal information on its behalf. We also ensure that these recipients of such information agree to process such information based on our instructions and in compliance with this Privacy Policy and any other appropriate confidentiality and security measures.
INFORMATION SECURITY
We take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data. These include internal reviews of our data collection, storage and processing practices and security measures, including appropriate encryption and physical security measures to guard against unauthorized access to systems where we store personal data.
All information gathered on our Website is securely stored within our controlled database. The database is stored on servers secured behind a firewall; access to the servers is password-protected and is strictly limited. However, as effective as our security measures are, no security system is impenetrable. We cannot guarantee the security of our database, nor can we guarantee that information you supply will not be intercepted while being transmitted to us over the Internet. And, of course, any information you include in a posting to the discussion areas is available to anyone with Internet access. However, the internet is an ever evolving medium. We may change our Privacy Policy from time to time to incorporate necessary future changes. Of course, our use of any information we gather will always be consistent with the policy under which the information was collected, regardless of what the new policy may be.
Privacy Policy
Last Updated on – 09th January, 2023
1. Introduction
1.1. We are committed to safeguarding the privacy of our website/mobile app visitors; in this policy we explain how we will treat your personal information.
1.2. By using our website/mobile app and agreeing to this policy, you consent to our use of cookies in accordance with the terms of this policy.
1.3 If you read and full understand this privacy policy and still remained opposed to our practices mentioned herein, you must immediately leave this website/mobile app, application or service, and avoid or discontinue all use of any or our services.
2. Collecting personal information
2.1. We may collect, store and use the following kinds of personal information:
(a) [information about your computer and about your visits to and use of this website/mobile app (including [your IP address, geographical location, browser type and version, operating system, referral source, length of visit, page views and website/mobile app navigation paths])];
(b) [information that you provide to us when registering with our website/mobile app (including [your email address])];
(c) [information that you provide when completing your profile on our website/mobile app (including [your name, profile pictures, gender, date of birth, relationship status, interests and hobbies, educational details and employment details])];
(d) [information that you provide to us for the purpose of subscribing to our email notifications and/or newsletters (including [your name and email address])];
(e) [information that you provide to us when using the services on our website/mobile app, or that is generated in the course of the use of those services (including [the timing, frequency and pattern of service use])];
(f) [information relating to any purchases you make of our Online Course Creator – Platform or any other transactions that you enter into through our website/mobile app (including [your name, address, telephone number and email address])];
(g) [information that you post to our website/mobile app for publication on the internet (including [your user name, your profile pictures and the content of your posts])];
(h) [information contained in or relating to any communication that you send to us or send through our website/mobile app (including [the communication content and metadata associated with the communication])]; and
(i) [any other personal information that you choose to send to us].
2.2. Before you disclose to us the personal information of another person or organization, you must obtain that person’s consent to both the disclosure and the processing of that personal information in accordance with this policy.
3. Using personal information
3.1. Personal information submitted to us through our website/mobile app will be used for the purposes specified in this policy or on the relevant pages of the website/mobile app.
3.2. We may use your personal information to:
(a) [administer our website/mobile app and business];
(b) [personalise our website/mobile app for you];
(c) [enable your use of the services available on our website/mobile app];
(d) [send you digital products purchased through our website/mobile app];
(e) [supply to you services purchased through our website/mobile app];
(f) [send statements, invoices and payment reminders to you, and collect payments from you];
(g) [send you non-marketing commercial communications];
(h) [send you email notifications that you have specifically requested];
(i) [send you our email newsletter, if you have requested it (you can inform us at any time if you no longer require the newsletter)];
(j) [send you marketing communications relating to our business [or the businesses of carefully-selected third parties] which we think may be of interest to you, by post or, where you have specifically agreed to this, by email or similar technology (you can inform us at any time if you no longer require marketing communications)];
(k) [provide third parties with statistical information about our users (but those third parties will not be able to identify any individual user from that information)];
(l) [deal with enquiries and complaints made by or about you relating to our website/mobile app];
(m) [keep our website/mobile app secure and prevent fraud]; and
(n) [verify compliance with the terms and conditions governing the use of our website/mobile app [(including monitoring private messages sent through our website/mobile app private messaging service)]].
3.3. If you submit personal information for publication on our website/mobile app, we will publish and otherwise use that information in accordance with the licence you grant to us.
3.4. Your privacy settings can be used to limit the publication of your information on our website/mobile app, and can be adjusted using privacy controls on the website/mobile app.
3.5. We will not, without your express consent, supply your personal information to any third party for the purpose of their or any other third party’s direct marketing.
3.6. All our website/mobile app financial transactions are handled through our payment services provider, [CCAVENUE, Paypal and others]. You can review the provider’s privacy policy at their respective websites/mobile app. We will share information with our payment services provider only to the extent necessary for the purposes of processing payments you make via our website/mobile app, refunding such payments and dealing with complaints and queries relating to such payments and refunds.
4. Disclosing personal information
4.1. We may disclose your personal information to [any of our employees, officers, insurers, professional advisers, agents, suppliers or subcontractors] insofar as reasonably necessary for the purposes set out in this policy.
4.2. We may disclose your personal information to any member of our group of companies (this means our subsidiaries, our ultimate holding company and all its subsidiaries) insofar as reasonably necessary for the purposes set out in this policy.
4.3. We may disclose your personal information:
(a) to the extent that we are required to do so by law;
(b) in connection with any ongoing or prospective legal proceedings;
(c) in order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk);
(d) [to the purchaser (or prospective purchaser) of any business or asset that we are (or are contemplating) selling]; and
(e) [to any person who we reasonably believe may apply to a court or other competent authority for disclosure of that personal information where, in our reasonable opinion, such court or authority would be reasonably likely to order disclosure of that personal information].
4.4. Except as provided in this policy, we will not provide your personal information to third parties.
5. International data transfers
5.1. Information that we collect may be stored and processed in and transferred between any of the countries in which we operate in order to enable us to use the information in accordance with this policy.
5.2. Personal information that you publish on our website/mobile app or submit for publication on our website/mobile app may be available, via the internet, around the world. We cannot prevent the use or misuse of such information by others.
5.3. You expressly agree to the transfers of personal information described in this Section 5.
6. Retaining personal information
6.1. This Section 6 sets out our data retention policies and procedure, which are designed to help ensure that we comply with our legal obligations in relation to the retention and deletion of personal information.
6.2. Personal information that we process for any purpose or purposes shall not be kept for longer than is necessary for that purpose or those purposes.
6.3. Notwithstanding the other provisions of this Section 6, we will retain documents (including electronic documents) containing personal data:
(a) to the extent that we are required to do so by law;
(b) if we believe that the documents may be relevant to any ongoing or prospective legal proceedings; and
(c) in order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk).
7. Security of personal information
7.1. We will take reasonable technical and organizational precautions to prevent the loss, misuse or alteration of your personal information.
7.2. We will store all the personal information you provide on our secure (password- and firewall-protected) servers.
7.3. All electronic financial transactions entered into through our website/mobile app will be protected by encryption technology.
7.4. You acknowledge that the transmission of information over the internet is inherently insecure, and we cannot guarantee the security of data sent over the internet.
7.5. You are responsible for keeping the password you use for accessing our website/mobile app confidential; we will not ask you for your password (except when you log in to our website/mobile app).
8. Amendments
8.1. We may update this policy from time to time by publishing a new version on our website/mobile app.
8.2. You should check this page occasionally to ensure you are happy with any changes to this policy.
8.3. We may notify you of changes to this policy [by email or through the private messaging system on our website/mobile app].
9. Third party websites/mobile app
9.1. Our website/mobile app includes hyperlinks to, and details of, third party websites/mobile app.
9.2. We have no control over, and are not responsible for, the privacy policies and practices of third parties.
10. Updating information
10.1. Please check in the account section if the personal information that we hold about you needs to be corrected or updated.
11. Cookies
11.1 Our website/mobile app uses cookies.
11.2. A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server.
11.3. Cookies may be either “persistent” cookies or “session” cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed.
11.4. Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies.
11.5. We use [only session cookies] OR [only persistent cookies] OR [both session and persistent cookies] on our website/mobile app.
11.6. The names of the cookies that we use on our website/mobile app, and the purposes for which they are used, are set out below:(a) we use [cookie name] to [recognize a computer when a user visits our website/mobile app] OR [track users as they navigate the website/mobile app] OR [enable the use of a shopping cart on the website/mobile app] OR [improve the website’s/mobile app’s usability] OR [administer the website/mobile app] OR [prevent fraud and improve the security of the website/mobile app] OR [personalize the website for each user] OR [target advertisements which may be of particular interest to specific users] OR [validate authenticated users sessions] OR [facilitate the use of our website search engine]
11.7. Most browsers allow you to refuse to accept cookies; for example:(a) in Internet Explorer (version 11) you can block cookies using the cookie handling override settings available by clicking “Tools”, “Internet Options”, “Privacy” and then “Advanced”;(b) in Firefox (version 47) you can block all cookies by clicking “Tools”, “Options”, “Privacy”, selecting “Use custom settings for history” from the drop-down menu, and unticking “Accept cookies from sites”; and(c) in Chrome (version 52), you can block all cookies by accessing the “Customise and control” menu, and clicking “Settings”, “Show advanced settings” and “Content settings”, and then selecting “Block sites from setting any data” under the “Cookies” heading.
11.8. Blocking all cookies will have a negative impact upon the usability of many websites/mobile app.
11.9. If you block cookies, you will not be able to use all the features on our website/mobile app.
11.10. You can delete cookies already stored on your computer; for example:
(a) in Internet Explorer (version 11), you must manually delete cookie files (you can find instructions for doing so at http://windows.microsoft.com/en-gb/internet-explorer/delete-manage-cookies#ie=ie-11);
(b) in Firefox (version 47), you can delete cookies by clicking “Tools”, “Options” and “Privacy”, then selecting “Use custom settings for history” from the drop-down menu, clicking “Show Cookies”, and then clicking “Remove All Cookies”; and
(c) in Chrome (version 52), you can delete all cookies by accessing the “Customise and control” menu, and clicking “Settings”, “Show advanced settings” and “Clear browsing data”, and then selecting “Cookies and other site and plug-in data” before clicking “Clear browsing data”.
11.11. Deleting cookies will have a negative impact on the usability of many websites/mobile app.
12. Credit
12.1. This document was created using a ‘policy template’ from SEQ Legal (http://www.seqlegal.com).
13. Our details
13.1. This website/mobile app is owned and operated by EQUITY MASTERS KANNADA.
13.2. We are registered in BANGALORE, INDIA and our registered office is at #20 1st main,5th cross Jallahalli , Bangalore 560057
13.3. You can contact us: support@equitymasters.in
(a) by post, using the postal address [given above]];
(b) LINK[using our website/mobile app contact form];
(d) by email, using [the email address published on website/mobile app]].
